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Dispute gone wrong

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BatHunters
Valued Member

Dispute gone wrong

I disputed a Mohela Student loan that I thought I paid off before it says I did. When it came back verified, they changed the expiration date from 2016 to 2017. Is there anything I can do?

 

This is on my EX report, my TU still reads 2016.


Starting Score: 585
Current Score: TU FICO 693 EQ FICO 663 04/04/2014
Goal Score: 720


Gardening since 04/09/2014
Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: Dispute gone wrong


@BatHunters wrote:

I disputed a Mohela Student loan that I thought I paid off before it says I did. When it came back verified, they changed the expiration date from 2016 to 2017. Is there anything I can do?

 

This is on my EX report, my TU still reads 2016.


You will need to be able to prove the original DOFD on the account. Once you default and the account goes to CO there is no way it ever comes back to a current account its always a CO and as such the DOFD is fixed....

Message 2 of 2
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