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if I have a dispute for a late payment to be removed, and it comes back that it has been removed. Can the creditor later add that late payment back?
It depends.
Reinsertion of information after a dispute is always possible, but if the finding of the dispute was that the accuracy could not be verified, then the furnisher can reinsert at a later time if they accompany their reporting with the missing verification of its accuracy.. The FCRA requires a "certification of acccuracy" in such cases.
Yes, it can be reinserted, but if the dispute made a specific finding that the accuracy could not be verified, reinsertion requires an accompanying certification of accurACY.