Hi this is my first time here on this forum. But my question is that I sent 3 CA dispute letters and it has been over 30 days since they recieve the letters. Here is a little background
1. I dispute debt from three Collection Agency. Cavalry Portfolio, Midland Credit Mgmt and Zenith Acquisition
2. I sent all letters certified mail with a reciept signature
3. I dispute them online at the different credit agencies and the came back verified
4. I sent a followup letter to the collection agency after 30 days stating that they have not responded, so I consider this matter closed and requested an immediate deletion letter.
Now I do not understand how they would come back verified, if I have not heard back from the collection agencies
So I would like to know what kind of letter I can send the credit agencies, and should I also send the letters I sent to the collection agencies and the mail reciepts? Also what actions I should take if the collection agencies do not send me the deletion letters?