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Hi all,
I recently submitted a dispute with Equifax because the report showed a student loan account in default. The loan was rehabilitated a while back and the negative mark should have been removed. Equifax resolved the dispute and removed the negative mark, however my credit score has not increased yet.
When I disputed with Transunion (along with an electric bill collection, which is incorrect), the marks were removed and my score jumped a great deal 65 points.
Anyone know why EF score did not increase? Should I follow up?
Thanks,
SM
As of 8/1: EF 605; TU: 652; Exp: 655
Student loans: $25,000
No other debt.
Give it a few days. Waiting for CRA's to update is like watching paint dry.
I've noticed that especially with Transunion things dont always happen in real time. One day they will make a notation and a few days later the system will auto correct the score. Its very weird indeed. So maybe that is whats happening to your EQ. I say give it a few days and if no changes then I would call them to inquire. Good luck.