Hi I have a question about a dispute I filed...
I disputed my PRA collections account because the balance was wrong (I have been making 50 dollar payments for two years and finally paid it off - not ideal, but I set up before I understood credit repair.) It currently says ON MY EXPERIAN REPORT that I still owe 73 dollars when it was PIF. They responded to the dispute by updating to PAID AND CLOSED..... and also updated the payment history that I "failed to pay" for the account for the last two years up to this month, though they were receieving payments every month from me for those two years (autopay).... It looks like I have ignored it since 2014, but in actuality the account was active and it good standing the entire two years. Can I request that the payment history be updated? Is that even something I can do? How do I prove that I paid them if they are the only ones who know that the arrangement was made this way?
NOTE - I disputed this PRA tradeline with EQ and TU - it was deleted completely.
