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Disputed FP lates, now they removed entire 4 years reporting history

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bint-bilady
Regular Contributor

Disputed FP lates, now they removed entire 4 years reporting history

Hello
I have been disputing 60 days late report with FP bank that been reported into my Equifax account, and they simply removed the entire account from my credit report !!! is that a good thing? it is a 4 years history been removed.. what should I do?

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Anonymous
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Re: Disputed FP lates, now they removed entire 4 years reporting history



bint-bilady wrote:
Hello
I have been disputing 60 days late report with FP bank that been reported into my Equifax account, and they simply removed the entire account from my credit report !!! is that a good thing? it is a 4 years history been removed.. what should I do?

Sorry this happened toyou.  There's not much you can do except try to get FP to re-report the account that was deleted.
 
This is one of the perils of disputing.  Sometimes (quite often, actually) you lose the entire tradeline rather than just the piece you were disputing, and that often does more harm than good.
 
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