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Disputed account updated to closed? Does credit score change?

New Member

Disputed account updated to closed? Does credit score change?

I disputed an item that I believed was 7+ years old but apparently it expires next summer.  They updated it to closed.  I'm guessing because they sold it to collection agency and don't have it anymore.

 

Will that alter my credit score in any way, with an increase or decrease?

1 REPLY
Moderator Emeritus

Re: Disputed account updated to closed? Does credit score change?

Probably won't affect it one way or another.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.