What if the telephone number is already on the report and all they have to do is call to verify? Should I still provide them with the name and telephone number of the contact person that I spoke with? It just seems to me that I'm doing their job and I don't want to help them.
In my case, I've requested MOV, or a procedural request, on a public record. I went directly to the website of the alleged data furnisher, which happens to be a courthouse, and found that the information they've recorded on my report is totally, totally inaccurate. I'm not denying the public record, but I am denying that what they're reporting is incorrect, even down to the docket number.
I also spoke with the Clerk of Court on more than 3 occassions. She told me that they don't receive any calls from the CRAs nor do they receive any electronic correspondence from them. I tried to leave no stone unturned so that when I contacted the CRAs they couldn't wiggle out of telling the truth that the data furnisher listed is false.
Is there anything else that I can do? What happens if the CRAs refuse to comply with the MOV? Is my next step to file an FTC complaint and submit an ITS letter?
In this case, the Clerk of Court told me in no uncertain terms that they could not and would not provide anything in writing because it was against their policy. She also stated that they would never respond to a CRA because that would make them subject to the FCRA as an information provider aka information furnisher. She knew her stuff.
Edited to change message subject after moving post - sidewinder
Message Edited by sidewinder on
07-22-2008 10:19 AM
