What is the DOFD for these derogs? If it's outside the 7.5 year CRTP it should be off already. If it's really due to fall off next year, it should fall off on it's own somewhere between the 7-7.5 mark, but sometimes people can ask (not dispute) the CRA for an early exclusion to get it removed even as soon as 6.5 years. Not guaranteed, but it has happened.
Simple answer,, yes. Once it has passed the CRTP it will be excluded.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.