Disputes and FIco Scores

b71913 · ‎05-17-2009

Last month I recieved an Alert thru My Fico my Score drop from 806 to 748. The reason being a 6 yr old collection from Sun Trust bank. I was a victim of fraud many years ago, I contacted Sun Trust and they told me the account was a checking account applied for at a branch in Tennessee, I have never step foot in Tennessee, much less open a bank account.. Two weeks ago I contacted the Big 3, and i did what they said. I filed a police report , filed a FTC Id theft complaint. I sent everything to the Big 3, today I get another update from EQ from My Fico , stating my score has now droped to 678. Because im disputing this False account. So my EQ score has went from 806-678, all over this one account. When this matter is resolved wiil my scores go back to the original scrores before this mess. And nothing else has changed on my reports, I PIF every month and leave a balance between 5-10% on one account. Thanks

CC: Amex Green, Amex PRG, Amex BCE, US Bank Visa Sig Cash, Pen Fed Platinum Rewards, Chase Freedom, Discover More, Cap One Cash Rewards, BB Reward Zone MC, Barclays Rewards, Regions Platinum, Care Credit, Sears, JC Pennys, Shell.

TU ( MFICO 8/11/12 ) 786
EQ ( MFICO 8/11/12) 799
EX ( DIS 8/12/12) 856

Shogun · ‎04-15-2011

Yes, it should shoot back up.

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Disputes and FIco Scores

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