Disputes on credit reports that deal with family issues.

[Anonymous]

You will likely need to contact the other two yourself.

Only in special circumstances do they share information-- FA, ID theft reports, etc.

[Anonymous]

Excactly what do  you recomend should I send a copy of the same letter?

[Guardian]

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@Anonymous wrote:
Sorry to confuse you. I meant if I sent a dispute letter to one credit bureau, do I need send the same letter to the other two credit bureaus? ...........Good news they have got the record straight and the dispute worked. I do not know if i need to start a dispute with the other two credit bureaus since they report the same information. thank you so much for your help.

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Well depends, if the negatives on are on all three, then yeah you need to contact all three with the same request. But if say its on 2 but not on the other, then no of course you wouldn't have to let the one that has no record know anything until it becomes relevant.

[Guardian]

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@Anonymous wrote:
Excactly what do  you recomend should I send a copy of the same letter?

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Yes, send them the same copy that you sent that one. Just make sure you get their name right

[Anonymous]

it has been a while but Experian will not delete the Lien however they did state that it has been paid/released but it is still a ding and our score. I sent a certified letter to the IRS in the county of where the lien orginated but no response as of yet. Any suggestions?

[Anonymous]

What name is actually on the lien?

[Anonymous]

it happens to be the sisters name and Experian states it was verified!

[Anonymous]

Get a copy of the lien and send a letter to the CRA and include a copy of the lien.

[Anonymous]

well thats another problem. The lien belongs to the father and somehow it ended up in the sisters name with my wifes social. We feel like im being screwed!

Message Edited by zoomboyzz on 04-15-2009 04:42 PM

[Anonymous]

I would still trying sending a copy of the lien, highlighting the name and case number.

If that don't work, go to where the lien was filed and prove your wife's SS# and make them change it.