Established Member
Posts: 26
Registered: ‎09-05-2008

Disputing Accounts in good standing

I have a ton of student loans on my credit reports (all in good standing). These accounts are listed under "installment accounts" on my credit reports. Most of them have been consolidated. I recently submitted a request to have them deleted because the sol was exceeded an the individual accounts. I have at least 12 accounts in the "installment category". Will this help my score? Did I do the right thing?

Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007

Re: Disputing Accounts in good standing

The Credit Repair Discussion Guidelines prohibit us from holding discusions on disputing accurate information. Accounts in good standing help your scores, so I would leave them alone. Just a FYI, there is no SOL on student loans that are in bad standing.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

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