Reply
Established Member
cfletch123
Posts: 26
Registered: ‎09-05-2008
0

Disputing Accounts in good standing

I have a ton of student loans on my credit reports (all in good standing). These accounts are listed under "installment accounts" on my credit reports. Most of them have been consolidated. I recently submitted a request to have them deleted because the sol was exceeded an the individual accounts. I have at least 12 accounts in the "installment category". Will this help my score? Did I do the right thing?

Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Disputing Accounts in good standing

The Credit Repair Discussion Guidelines prohibit us from holding discusions on disputing accurate information. Accounts in good standing help your scores, so I would leave them alone. Just a FYI, there is no SOL on student loans that are in bad standing.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}