Disputing Collection on Eqifax

[Anonymous]

Hi all, 

Just need help with this.

What is the best way to dispute medical in collection on my Eqifax ?

Collection is not willing to do PFD.

need some help on this please.

I applied for a loan and they want in dispute or deleted from my eqifax.

Any advice will be great

EQ is 636

[gdale6]

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@Anonymous wrote:

Hi all, 

Just need help with this.

What is the best way to dispute medical in collection on my Eqifax ?

Collection is not willing to do PFD.

need some help on this please.

I applied for a loan and they want in dispute or deleted from my eqifax.

Any advice will be great

EQ is 636

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You need to find a valid error in its reporting to dispute, I would send a direct dispute directly to the CA   http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Direct-dispute/td-p/2309095

Might also try calling the OC having them recall the collection in exchange for full payment.

[Anonymous]

If the collection is correct and valid then disputing it could hurt your chances of future pfd. Sometimes you have to find the right person to request the pfd from before you get it.

You can google the hippa process and speak to the creator for additional advice.

[Anonymous]

Great guys. OC says there is nothing they can do about it.

will call the CA again and reason with someone

[Anonymous]

May not work for you but I've had success paying creditor and then asking for delete after the fact.  Not sure of the reason but a lot of creditors say they won't pay for deletion but will then delete after payment has been made.

Once again, this may not work but wanted to let you know I've had success going this route.  Good luck!

[Anonymous]

Thanks Agray, will try that too

[RobertEG]

Denial of a PFD is not a disputable inaccuracy.

To the contrary, it is in compliance with the CRA policy that furnishers not delete reporting based on payment of the debt.

Stick with pursuing a request for their GW.