Disputing a collection that isn't on all reports

[cheychey99]

Hello to all, I'm new to the site but have been lurking for a while. I recently applied for a couple new credit cards and was denied due to 2 medical collections listed on Experian according to the cc companies. I recently disputed them online with all 3 CRA. Come to find out EQ didn't have them listed on my report and TU had only one listed on it. I didn't bother to pull my EQ and TU reports prior to filing the dispute. Will EQ and TU investigate these accounts and then possibly list them on my reports?

[llecs]

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@cheychey99 wrote:
Hello to all, I'm new to the site but have been lurking for a while. I recently applied for a couple new credit cards and was denied due to 2 medical collections listed on Experian according to the cc companies. I recently disputed them online with all 3 CRA. Come to find out EQ didn't have them listed on my report and TU had only one listed on it. I didn't bother to pull my EQ and TU reports prior to filing the dispute. Will EQ and TU investigate these accounts and then possibly list them on my reports?

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Welcome!

EQ or TU won't investigage what isn't there and should respond to you indicating that. They cannot report it. Now the CA(s) can receive the dispute from EX and make a decision to report to TU and/or EQ. That's up to them, but that's a risk of disputing.

[cheychey99]

Ok. Thank you so much for the response llecs.