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Hi to all, is there's any risk to dispute a listing on your report? Or to offer a settlement on an old account? I'm trying to clear up my report,but i'm afraid that if i'm starting poke the bear it might wake up.
There are risks to disputing. I wouldn't suggest it, even if the account were inaccurate. There are steps you can take first. I've posted reasons why before.
Whether you dispute or offer a settlement, you are poking the proverbial bear. Make sure you have 100% saved up to the side before doing anything.