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Frequent Contributor
Posts: 394
Registered: ‎05-16-2013
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Do companies update the CRA at the end of the month?

I am patiently awaiting some things to come off and/or update.  DO things tend to happen at the end of the month?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
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Re: Do companies update the CRA at the end of the month?

It depends on what it is you are talking about.  If it was a PFD that was accepted, it could happen anytime or the next time they update.

 

If it is an aged account that is ready to be excluded the CRAs have until the end of the month.

Established Contributor
Posts: 746
Registered: ‎11-27-2012
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Re: Do companies update the CRA at the end of the month?

I have some accounts that updated mid month and others at the end of the month. Creditors often have a fixed day that they update to the CRAs.

Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden
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Frequent Contributor
Posts: 394
Registered: ‎05-16-2013
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Re: Do companies update the CRA at the end of the month?

I have paid down a few current cards as well as paid a collection.

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673

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