cancel
Showing results for 
Search instead for 
Did you mean: 

Do things "fall off" all three reports at the same time?

tag
CreditRepairGirl23
New Contributor

Do things "fall off" all three reports at the same time?

I have a collection account that just showed up on my reports in October LVNV collecting for a first premier account from back in 2005

 

The first premier listing on my report shows estimated removal date as 11/12

 

the collection account under LVNV literally just showed up in October but on TU it says estimated removal 1/13

 

My questions are why would it only be there for such a short time?

 

Dont get me wrong Im way less bummed about it if its gonna come off in a few months, I just dont want to get my hopes up if this is wrong...

 

Also how acurate are those estimated dates?

 

and lastly , there is no estimated removal date on the Copy of my report from Experian, will it fall off the same time as TU says?

 

Im full of questions today!

 

xo

Message 1 of 2
1 REPLY 1
Repo-ed
Senior Contributor

Re: Do things "fall off" all three reports at the same time?

you can count on them falling off within 6mo. AFTER those dates listed.
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.