Do you get a myFICO alert for a paid collection?

[Shellie]

If you pay a collection do they alert you to the change?  Even tho there probably isn't a score boost.

[FastForward]

IME with myFICO SW, if any of my accts. (collections, open trade lines, etc.) has a change in balance and/or any other acct. info (i.e. comments, paid status, dates, etc.), I have gotten an alert regardless of whether or not my EQ score changed.
However, if a collection acct. was paid then subsequently deleted, SW has only alerted me if it detected a score change after the deletion but hasn't sent any alerts simply because an acct. was deleted. Hope this makes sense. :-)

[Shellie]

I have 3 paid medicals that the CA marked as paid on TU and EQ but not EX and I don't want to buy another report to see if they have updated them yet.  I have called them several times about it and they basically blame it on the CRA

[guiness56]

AFAIK, SW only alerts you to score changes.  Paying a collection doesn't (well, shouldn't) impact your score one way or the other.

[FastForward]

Have you tried checking EX via the backdoor?

[guiness56]

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@FastForward wrote:
Have you tried checking EX via the backdoor?

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I am sure this is not a way that is within the TOS of the forums.

[FastForward]

I apologize Guiness....I did not realize that! :-(

@ OP, SW doesn't monitor EX, only EQ. So even if it has been updated on EX, SW would not alert you of that.

[Shellie]

I get alerts on changes that don't changge my score so I wasn't sure how it worked.

[guiness56]

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@Shellie wrote:

I get alerts on changes that don't changge my score so I wasn't sure how it worked.

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I missed that part.  Yes, it only monitors EQ.