DoFD Question.. I'm confused

[AwwwYeee]

This might be a stupid question.. But do things fall off your credit report 7 years after the date your first deliquent? I had a 30 day late on October of 2007.. Will it be deleted off my report this October? or do things fall off your report 7 years after the date of last activity? Sorry I'm confused 

[alexl22]

The 30 day late will fall off probably in november

[gdale6]

Individual late marks drop at the 7 year mark.

[AwwwYeee]

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@gdale6 wrote:

Individual late marks drop at the 7 year mark.

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Thanks!! What does it Date of Last Activity mean? Also some of my accounts became Charge Offs.. Some were paid in a year some are unpaid and went to collections. Do they fall off 7 years the day it becomes a charge off or collection? or the day it becomes deliquent?  

[alexl22]

Lates fall off at the 7 year mark, charge offs and collection 7 1/2 I believe