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Member
Posts: 6
Registered: ‎02-24-2010
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Does AT&T report your phone bill payment activity to CRAs?

I have a 'dormant' credit history that I'm trying to rebuild and was thinking about having our AT&T phone/internet account changed over to my name. I have been paying the bills for years, but it's not in my name. I wanted to see if AT&T actually reports to the CRAs as an "account in good standing"?

 

I'm looking through their site and searching this forum and google, but haven't found that info yet.


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Regular Contributor
Posts: 231
Registered: ‎07-08-2008
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Re: Does AT&T report your phone bill payment activity to CRAs?

I'm their customer and they do not report as an "account in good standing."
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Frequent Contributor
Posts: 304
Registered: ‎02-06-2010
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Re: Does AT&T report your phone bill payment activity to CRAs?

We just got AT &T. It's in my husbands name, and they did a pull on his credit reports. I think a hard pull, as it was listed right next to his recent credit card application pull. As far as we know, and my past history with Verizon and Nextel (Sprint), they do not report monthly. Only the CA who gets your account when/if you mess up reports. Sad, really, that you aren't rewarded for paying your electric bill or phone bill every month. But if you forget about it once during a move, you'll be reported. lol.

 

To the best of my knowledge AT&T is like Verizon; they will do a pull to determine if a deposit is necessary, but will not report monthly payments.


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Member
Posts: 6
Registered: ‎02-24-2010
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Re: Does AT&T report your phone bill payment activity to CRAs?

Thanks for the input. I appreciate it. I think I'm just going to get a Wells Fargo Secured for now and leave it at that for now. I'm sure AT&T would take one look at my current credit report and demand a deposit. :smileyhappy: (then not even report to the CRAs) ... DOH! (thanks for saving me the trouble)

Starting Score(2/23/10): EQ: ??? - TU: ??? (needed to reactivate dormant credit history)
Current Score (10/3/10): EQ: 807 -- TU: 804
Goal Score (4/1/11):     EQ: 840 -- TU: 840
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Posts: 928
Registered: ‎01-08-2010
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Re: Does AT&T report your phone bill payment activity to CRAs?

utilities do not report to cras usually.  even wireless.  they will require a credit check to get it, but they do not report activity unless it is negative.
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Established Contributor
Posts: 795
Registered: ‎04-13-2009
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Re: Does AT&T report your phone bill payment activity to CRAs?

As a general rule, cable, phone, and utilities companies typically don't report to the CRAs unless you default on the account.
Established Member
Posts: 13
Registered: ‎02-21-2010
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Re: Does AT&T report your phone bill payment activity to CRAs?

All above are correct, just adding why... You are not borrowing money from the cell phone company, cable company, water department, or electric company. Therefore payment history is irrelevant to your ability to borrow money and pay it back..They are providing a service and you are remiting payment.
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