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So, I have been late on my capital one card (missed a payment) and it never went to the CR as 0-30
The same thing for first premier and HSBC
Do credit card companies only report lates at the 31 day mark now?
Missing a payment by a few days, well, less than 30 days won't trigger a 30 day late payment remark. You may incur a fee, penalty apr, etc. You won't be 30 days late until the 31st day after your missed due date.
