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Does Capital One Hit Your Credit if you Re-Apply?

Regular Contributor

Does Capital One Hit Your Credit if you Re-Apply?

I applied for a card, was denied and offered to apply for the secured card. I declined.

 

If I were to re-apply for the secured card would they hard pull again?

 

This is the only card company besides amex that pulls all 3 bureaus.

 

Thanks




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2 REPLIES
Established Contributor

Re: Does Capital One Hit Your Credit if you Re-Apply?

Yes they always pull all 3

Message 2 of 3
Moderator Emeritus

Re: Does Capital One Hit Your Credit if you Re-Apply?

+1   For some reason Cap1 pulls all 3.  And yes, always!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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