Reply
Regular Contributor
Johnny_Favorite
Posts: 266
Registered: ‎09-05-2012
0

Does Capital One Hit Your Credit if you Re-Apply?

I applied for a card, was denied and offered to apply for the secured card. I declined.

 

If I were to re-apply for the secured card would they hard pull again?

 

This is the only card company besides amex that pulls all 3 bureaus.

 

Thanks




Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Does Capital One Hit Your Credit if you Re-Apply?

Yes they always pull all 3

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Does Capital One Hit Your Credit if you Re-Apply?

+1   For some reason Cap1 pulls all 3.  And yes, always!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}