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No. The clock is set from the date of the first delinquency.
@currentlywinning wrote:No. The clock is set from the date of the first delinquency.
Careful. I just learned in TX, acknowledging the validity or liability of the debt can reset the SOL. Doesn't change the reporting part of it, but can open you up to legal liability.
I used language like, "This letter is not an acknowledgement of liability of this debt" or some such.
EDIT: Agree that $270 will probably not land you in court