@Anonymous wrote:Hi there. I am in the midst of rebuilding my credit after BK7 in 2011. In the last 3 months I have increased my scores about 20 points each. My question is I have 2 judgements included in my bankruptcy showing. Do these lower my scores?
One is $0, the other has a blance of $1237 and both are showing satisfed/included in BK.
I am preparting for a mortgage and not sure if these are holdng me back.
Thanks, any help is appreciated!
Amber
They are PRs just like the BK and yes they are costing you some points. The bigger bear though is the BK itself reporting it overshadows all else. I would file motions with the courts that granted those judgments to have them vacated on grounds they were IIB, if this gets granted by the court they are gone from your CRs. Welcome to My Fico 
