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Does anyone else get excited to get paid because that means you can pay off more debt?

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sharriel
Frequent Contributor

Does anyone else get excited to get paid because that means you can pay off more debt?

Maybe I am the only weirdo but I have a $2250 judgment against me.  I talked the lawyer into lowering it down to $1197 with payments of $100 per month minimum.  I am trying to pay $300 a month to hurry up and get this bad boy paid off (and hopefully vacated) but I cannot get paid fast enough! Smiley Happy

 

After this is paid, 2 more Amex bills of what I am thinking will be a total of $1000 then I will be clear!! I feel like the day will never come when I can see a 6 as the first number of my Fico score!

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
Message 1 of 7
6 REPLIES 6
chubbs3
New Contributor

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

Lol, not me, I went another route.Smiley Wink

 

Your enthusiasm is awesome! Keep it up.

Message 2 of 7
chevyman
Contributor

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

What route did u go chubbs
Message 3 of 7
chevyman
Contributor

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

Sharriel I know that felling too just gets me that much closer to my goal
Message 4 of 7
chubbs3
New Contributor

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

BK7 no asset, nobody gets a dime. 

 

If I had done a little more research before filing I may have been able to fight my way out of it. Live and learn. The BK route is working for me. 

 

 

Message 5 of 7
SunriseEarth
Moderator Emeritus

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

I


@sharriel wrote:

Maybe I am the only weirdo....


Not by a long shot.  I'm at the point in my credit rebuild where I'm trying to move past the rebuilder cards into no-AF cards.  Once I get those, then I can garden and work my way back into Primeville.   Anyway, my #1 priority is to pay off and close my Credit One card.  And I love being able to find more money to put toward that hideous thing!

 

Anyway, OP, your enthusiasm is great!  Keep it up!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 7
cookiebird
Frequent Contributor

Re: Does anyone else get excited to get paid because that means you can pay off more debt?

I love paydays when I know I get to pay on credit cards or old debts!!




last app 11/13/2013 gardening for at least a year
Message 7 of 7
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