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I am sending a GW letter to Citifinancial for some late payments. I still have an open account with them and am now current as of this month. I would like to now ask them to remove the lates on my credit report. Has anyone had any luck with them and who should I send this to? The address that I have is Citifinancial, PO Box 70918, Charlotte, NC, 28272, but it would be great to have a contact name to put on this. Thanks everyone.
@caedy12 wrote:I am sending a GW letter to Citifinancial for some late payments. I still have an open account with them and am now current as of this month. I would like to now ask them to remove the lates on my credit report. Has anyone had any luck with them and who should I send this to? The address that I have is Citifinancial, PO Box 70918, Charlotte, NC, 28272, but it would be great to have a contact name to put on this. Thanks everyone.
You just got current?
I would probably wait a little while before attempting GW -- the old adage time heals all wounds.... if you just got current, I think your odds are very slim to none.
-scott
You are probably right Scott. How long do you think that I should wait? I see that you have had some great success in raising your score. My Experian is currently 560 and I hope to be at 620 by this November as we would like to try and purchase a home. Do you think that this is possible? How did you get your score to go up so much? Thanks.