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Does anyone know if credit sesame is accurate?

New Member

Re: Does anyone know if credit sesame is accurate?

We do not have any direct studies of the Experian National Equivalency score vs. the FICO score, however judging by the feedback from many of our users, the score is relatively accurate. Both scores use the same range, and the Experian National Equivalency score is in correlation with the FICO in terms of the direction your FICO score moves.

 

CFPB states 4 out of 5 consumers would receive a meaningful score compared to the scores that creditors use. 

 

Here is a link:

 

http://www.consumerfinance.gov/pressreleases/consumer-financial-protection-bureau-study-finds-credit...

 

 

Message 21 of 22
Moderator Emeritus

Re: Does anyone know if credit sesame is accurate?

Credit Sesame is a valuable tool.  I also use it to keep tabs on my EX report, however I put no value into the scores that they post.  I've never had my Creditsesame score within 50 points of my Fico score, and have been off as much as 87.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 22 of 22