Does student loan late payment ever age off?

[gagirl82]

Does anyone know if student loan late ever age off? I have a few latest that I have no idea how to get rid of. Just wondering if they will ever fall off.

[gdale6]

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@gagirl82 wrote:
Does anyone know if student loan late ever age off? I have a few latest that I have no idea how to get rid of. Just wondering if they will ever fall off.

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yes they follow same rules as other negative items, 7 years each late will drop if its a CO acct then it goes 7-7.5 yrs from the DoFD.

[RobertEG]

If the student loan is U.S. government insred or guaranteed, the 7 year exclusion period does not apply.

The exclusion period is extended under separate provisions of the Higher Education Act.

See the footnote appended to FCRA 605(a) for details.