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@NeverBackDown wrote:I thought I understood this, but now after reading these posts, I'm confused...
If someone made late payments (on a Sallie Mae student loan, for example) more than 7.0 years ago, the late payments do not fall off the CR's?
Yes they can be removed.
I failed to include the part that says the CRAs may report.....
@gagirl82 wrote:Hi everyone!
Does anyone know if student loan late payments age off credit reports? I was looking at my reports and I want to say it looks as though for every new month of payments reported the oldest month gets bumped off. Is this correct or do I just have wishful thinking lol?
Have you tired sending a GW Letter to your loan servicing company? I had late payments on 4 different accounts. (1) 60 days late on each. I sent a GW letter last month and I got a call back last Monday stating that the late payments have been removed and my credit report will update within 30-60 days.