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Everyone seems to agree that 3 cards are optimal for rebuilding credit.
I now have a credit card from my credit union, a capital one secured, and my credit union is giving me a personal line of credit they say with report as revolving.
Will these meet the criteria or do I need another secured card?
You should be good. I would not get another secure card. Keep working on eliminating any bad entires (if you have any) and on treating your new tradelines perfectly (never carry a balance, always pay on time). Then you can qualify for an unsecured card next. Keep checking the Capital One pre-qual site to see when you may be eligible for there -- if you treat your secured card well, they'll offer better cards with higher CLs.
I hoped that might be the case. I don't want to sink anymore money into secured cards.