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Wells Fargo loans (transfered) but my report shows one 60-day late payment back in May 2010.
I had 15 loans with them. Is this 15 individual lates?
Do I need to work on having them removed?
Each account should show its own payment history. What do they show?
A 50-late from 2010 is not having substantial score impact, and will be excluded within a year.
Yes, you can attempt to obtain a GW deletion, but it is not a significant issue.