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Yes, since the debt was returned to the OC they are supposed to delete the TL.
Sweet!!! I think I got lucky here and called ADT to pay right after they pulled account from Apelles and transfered to TKA, which doesn't show up (and hopefully won't).
DaBears... Where's Jim Carey doing the happy dance?? Heheheheeee!!!
So far, here is what I have gotten removed:
NCO
CB Hudson Valley
Apelles
Asset Acceptance (1 down 1 to go)
IC Systems (3 accounts)
LVNV
Professional Adjustment (3 accounts)
Rapid Recovery (which should have never been in collections, I paid the school directly when I had dropped a class and they took some fin aid back)
Financial Credit Svcs (was a workman's comp issue and they never got paid, so they put it on my CR)
Doctor's Business Bureau (6 Accounts!!!!!!!!! 3 were paid off years ago, I offered PFD for 3 new ones but they had to delete ALL as part of the deal)
and finally EOS CCA (2 accounts)
Still to go:
Suncoast FCU (Paid off one acct C/O, still have another one to go. Waiting on a call from VP of
First Premier (EEEEEEKKKK)
Saturn Systems (which I offered a PFD since it's one of my newbies and they said NO. So I refused to pay and will try again tomorrow
Midland (double EEEEKKKKK)
TD Auto, falls off next year. About a $14k balance and there is no way I'm paying this. It was for a vol repo for a LEASE with only a few months left on the lease.
And finally Fidelity. Also refuse to pay at this point based on principle. Had signed a long term lease w/ a prop mngmnt comp and 3 months after we moved in landlord stopped paying her mortgage and was in foreclosure process. Had random people showing up to my house at all times of the day and night and was a HUGE PITA, especially since I had a newborn and 3 yr old and the door bell was constantly ringing. We offered to stay if they would lower rent and they refused. So we gave them a 30 day notice to vacate the rental and broke our lease. They said they would keep our last month's rent and security deposit. Although we felt we got the crap end of the stick, I didn't feel safe and didn't want to be inconvenienced any more. We had shelled out quite a bit to move, as moving expenses add up quickly. But, we moved again. A few months later we see this place, Fidelity, reported to the CB's for almost $7k!!! DoFD looks like it's 05/10, so it's going to be on there a while. I just don't want to mess with it just yet since I haven't reached the 5 yr SOL. Any suggestions on this one?
Whew, that was exhausting! lol
Quite a bit of progress in a week, me thinks! I have PFD letters in hand for everyone except CB of Hudson and Financial Credit Services....
I'm hoping for a positive score improvement. If not... I'm at a loss....