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Dofd Question

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tp747489
Member

Dofd Question

Which credit report is best at showing DOFD? Trying to figure out SOL on old debts and was curious.
Message 1 of 4
3 REPLIES 3
Crossdivided
Established Contributor

Re: Dofd Question

Straight from the CRAs. Some of the formatting from 3rd party agencies makes it confusing.

 

2 of the 3 will actually list DoFD (and most of the time have an annotation "this acct is scheduled to remain on record until xx/xx").

 

The 3rd one (cant recall off hand which it is), lists DoLA (date of last activity) which is what they are going by for the CRTP (credit reporting time period...the 7.5 yr mark). When in doubt just call the CRA in question and ask them. Hey...its what their CSRs get paid for.

Message 2 of 4
guiness56
Epic Contributor

Re: Dofd Question

Message 3 of 4
tp747489
Member

Re: Dofd Question

Thanks!

Message 4 of 4
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