Received response from CMI that they don't do PFD, but they are more than willing to take my money. Then later today I get a call from NCO, new item in collections. And, then I see a sw update that my score has dropped, went from 507 to 458' likely the new collection added. I guess the positive is at least it is all coming to the surface now, so once I get the score up nothing will bring it back down.......... Next week is another week, head down and focused.
Starting Score: 500
Thanks Jimbo! I have three of the toughest CA- Cavalry,CMI, and Midland. All together it is only $1300, I am thinking to just send everyone their money and try to GW the removals. I am well within the SOL and don't want to see Judgements sent next!!!! At least it is paid debt and I can start with new secured TL and positive payment history.
I'm sorry to hear about the new CA popping up on you. That just happened to me today. I was so thankful (after reading all these horrid posts the past couple of days) that none of my CAs were Midland. Well, guess what...they are now. lol Just got a dunning from them for an old charged off account.
It appears that when you start the rebuilding process, something triggers something and CAs all of a sudden "see" you. Like you were flying under the radar or they couldn't find you and now they can. Bummer!
Hang in there. I will too. It's a long hard fight but we'll get there. 