Credit Card Center Advertiser Disclosure

Posts: 10
Registered: ‎09-24-2011
0 Kudos

Don't Give up...GW success!!

[ Edited ]

So I have been working on this for a couple of months, and have been having the hardest time with Macy's ..They wouldn't budge, and would barley even listen to  me. I called all the credit numbers, mailed couple letters a week, and started emailing last week. After dealing with the executive office for the past month calling me back and giving me firm NO we will not change anything. Yesterday, I got a call back from an email I had sent to Mod Cut and she helped me finalllllllllllllly! Now she wouldn't completely remove everything but I had a 30-60-90 and two other 30 lates, and she removed everything except left one 30 day late, as well as she changed the creditor caption to "closed by customer" instead of "closed by grantor"  HUGE success for me getting that 90 day off that was my worst baddie. So this is a reminder to not give up even when they say no,  do not think that is the end. Keep pushing and calling and emailing you will eventually get someone nice who will help you a little. Thank you so much board you have helped me soooo much!

Hi kittycat310,


Please be aware that personal names are not allowed to be posted. You are welcome to exchange that information via PM (Private Message).


MarineVietVet, myFICO moderator

Posts: 13
Registered: ‎04-21-2011
0 Kudos

Re: Don't Give up...GW success!!


Do you think you could PM the email address, fax number, and telephone number you used? I only had their mailing address and was told "No" as well.\



Starting Score: 541
Current Score: 662; 639; 638
Goal Score: 700

Take the FICO Fitness Challenge
New Member
Posts: 3
Registered: ‎05-09-2010
0 Kudos

Re: Don't Give up...GW success!!

Hi there can you please PM me the information of your contact. My story is identical to yours. I have spoken to two reps in the Presidents department that will not budge.

Starting Score: 598/604
Current Score: 618/625
Goal Score: 700

Take the FICO Fitness Challenge
Regular Contributor
Posts: 139
Registered: ‎10-14-2011
0 Kudos

Re: Don't Give up...GW success!!

I could really use that contact info as well.  Please PM me.  Smiley Happy

Starting Score: 608 (TU) 612 (EQ)
Current Score: 679 (TU) 679 (EQ)
Goal: 760 on all
New Member
Posts: 5
Registered: ‎07-11-2012
0 Kudos

Re: Don't Give up...GW success!!

Can you pm me the contact info as well
Valued Contributor
Posts: 2,669
Registered: ‎04-25-2011
0 Kudos

Re: Don't Give up...GW success!!

mswashington2012 wrote:
Can you pm me the contact info as well

Just so you know, the OP has not logged back in since 2011... this thread is pretty old..



Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.