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Just received the best news ever! The third and final negative is now scheduled to be removed from the CR.
I first sent a GW and didn't receive a response. Went to the credit union and was practically laughed at for even suggesting a deletion. A few days later, called the credit union and they said no again. Finally, I found the e-mail for the president of the credit union and sent him a GW. 2 weeks later, the VP responded and said they will delete the negative mention. This one was a biggie since it was 10 (30-day and 60-day lates) on the credit card.
Oh happy day!
Wow, that gives me some hope to pursue again. When I went through my divorce a few years ago, we had some joint accounts together at the credit union that got some pretty severe marks (30-60-90's) and I would love to have those deleted. I tried the GW shortly thereafter but basically got laughed at as well. It never hit the upper echelon though, but I figured it wouldn't do much good considering the grief I got over the people I did contact. I thought it was a credit union thing.