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Credit one bank is reporting a balance of $300
Midland Funding is also reporting that same acount with a balance of $733.
I know the OC can report as well as the CA as long as the OC is reporting $0...correct? Who should I contact? Credit one bank or Midland? And why such a big difference in the amount?! $300 sounds about right to me.
Thanks for any help!!
No, they can both report a balance if the OC still owns the debt.
Midland is probably charging fees and interest. That depends on the laws of your state and the original contract with the OC.
Well that really stinks!
Thanks for clarifying!