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Drop offs

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jocleveland
Regular Contributor

Re: Drop offs

I must admit I became somewhat discouraged after I was told yes then no. Also,  I never had to wait till girl 26 before Smiley Happy  Never been a quitter but wondering if ego (getting all the baddies off) or brains (letting my oldest accounts stay on) should be the deciding factor.  Bottom line is credit score.

Message 11 of 16
annielorie
Valued Contributor

Re: Drop offs

Bottom line is not your ego maybe thats the problem let ego go then call 27th girl no baddies new bucket big boost to score AAoA long but with baddies if I was a lender id rather see no baddies and shorter AAoA than longer AAOA and several lates chargeoffs etc. 


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 12 of 16
jocleveland
Regular Contributor

Re: Drop offs

Okay annie I'll get my gun and go to work. You've convinced me to keep writing.

Message 13 of 16
annielorie
Valued Contributor

Re: Drop offs

GOOD! Its nice to now Im still such a pain in the a## that I can move even the most stubborn PM me with your journey maybe I can help?


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 14 of 16
annielorie
Valued Contributor

Re: Drop offs

by the way how old is your youngest account if you get baddies off? What is it? Amounts?


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 15 of 16
jocleveland
Regular Contributor

Re: Drop offs

The newest is a 2000.00 secured one month old CU loan and the next two are one year old Cap One and HSBC CC's.

Message 16 of 16
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