Dropped 50 points - Maxed out CC

[LoveGoodCredit]

We had a bad month this month so I lived off my credit cards.  Just saying, this has had such a HUGE impact.  The one thing I did notice though, is once they are paid down I think I will gain another 4-6 points once I pay them down because the balances havnt changed but I still gained a few points on each beauro.

[guiness56]

If you gained points with the loss after your utilization went up then something somewhere has aged enough to still give you a few points.