Dropped Civil Judgements

[rmduhon]

CK uses Vantage 3 scores which uses a different formula than Fico. One can change without the other changing.

[Anonymous]

Credit karma alerted me of all 3 of my civil Judgements being deleted. Myfico hasn't reported. So I called each company. tU. eQ. EX. They all said it's been deleted. They are sending me letters of deletions. Why fico not reporting. Karma wins thisone.

[Anonymous]

All three of mine have been deleted from all the CRA's as of last Friday.

[Anonymous]

As of yesterday, according to various sources reporting FICO and VS scores, the 2011 civil judgment that was previously on my record has now been deleted from my reports at TU, EQ and EX.

[Anonymous]

@Artemis092 I had a judgement fall of of my Equifax a few days ago that was due to fall off in September anyway. From what I can tell through credit karma is my score didn't go up even one point. Do you think it actually did and just isn't showing on credit karma? With it due to fall off in September of this year anyway I wasn't really expecting much of a jump but was secretly hoping for something. 

[Cherekas]

Last week Eq and TU both deleted my file and I was waiting for Experian. So I pulled my scores for CCT 2 days ago and Experian also now shows that it is deleted. Initially Credit Karma was not showing my scores as increased but they indeed have increased. Almost 30-40 points. Equifax is normally my lowest score but its looking so much better currently. I also paid off 2 charged off cards (1 last month, another one 2 weeks ago), the first one has updated on my reports but the second one reports after the 19th (tomorrow) so I am expecting more increase hopefully! Its actually starting to look up for me.

[Anonymous]

I'm glad I found this thread. MyFICO.com scores haven't budged all month so I thought I might be one of the ones who actually had ssn/dob on my paid judgment but when I saw people were getting notices from Credit Karma I went and checked on my old account over there. It says that the judgement has been removed. Yay! Now of my scores over here would just show an increase...

[Anonymous]

Okay. So my scores shot up 15 pts. That's good enough. All my lenders said my judgements were hurting more than my collections.

[KJT]

Good deal...... I had tax liens deleted off EQ and my score shot up 20 pts.