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Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012
0

Dropped!

My I.C. SYSTEMS PFD finally went through and it dropped off today! That's just 7 points, but I'll take anything! My previous deletion netted me 5 points.

Still waiting for two more PFDs to fall off and I have a pending BBB case for Credit Protection Association - Hopefully they come through. Very exciting! Thank you all for your help!

Established Contributor
ktl72455
Posts: 831
Registered: ‎12-09-2012
0

Re: Dropped!

Congrats!!! Every score bump helps!! 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Established Member
dciples
Posts: 24
Registered: ‎10-08-2012
0

Re: Dropped!

Congrats! I have a couple IC System Collections. How many times did you PFD with them?

Starting scores 8/23/2012: EQ-526; TU-506; EX-548
Lender pull 10/11/2012 EQ-569; TU-531; EX-560
Lender Pull 11/5/2012 EQ-584; TU-598; EX-559
Lender pull 1/22/2013 EQ?; TU-607; Ex-539
Milestone 1: 620
Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012
0

Re: Dropped!

Thanks! Mine was unreturned equipment (RCN Cable) which I had returned (very late though), so I just begged and pleaded with the CSR Supervisor over the phone until she said that she'll send a request to delete :smileyhappy:

 

I wasn't initially offered the free return label that they provide for customers outside of 10 miles (or some distance like that) from their return location, so I blamed it on their office closing at 6pm (closed on weekends) and me not being able to leave work until 5.30pm, so I could have never made it to the return location in time...

 

Good luck with yours!

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Dropped!

Nice bump, congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Dropped!

Nice, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012
0

Re: Dropped!

Good work, congrats!!



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Moderator
LIGHTNIN
Posts: 4,081
Registered: ‎03-24-2008
0

Re: Dropped!

7 points for one and 5 points for another, that's 12 points!! Woo Hoo!!

 

Time to do the Happy Dance!!:smileyhappy:

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012
0

Re: Dropped!

Oh I'm doing it!    And for some reason I got another +1 today - Nothing on my report changed. Maybe I updated my report yesterday before the calculations were completed in full... :smileyhappy:

Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
0

Re: Dropped!


Joteism wrote:

Oh I'm doing it!    And for some reason I got another +1 today - Nothing on my report changed. Maybe I updated my report yesterday before the calculations were completed in full... :smileyhappy:


Secret bonus points are awesome!!!

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)

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