I have a couple different accounts listed and honestly I’m wondering if they are duplicates? The amounts are so similar, even the dates are similar and they’re bothreporting very negatively. BUT I’m not sure and I’m afraid to ask them because I’m still within SOL and don’t want to annoy them or make them “notice” me and sue (I haven’t been contacted by them in a while). Any advice? Thanks!
1. SST/COLUMB Account No.: xxxx Condition: Derogatory Balance: $1417 Type: Pay Status: Collection/Chargeoff Past Due: $1382 High Balance: $1325 Terms: Limit: Payment: $35 Opened: 12/2001 Reported: 05/2008 Responsibility: Individual Late Payments (last 7 years): 30 Days Late: 2 60 Days Late: 1 90 Days Late: 6 Two Year Payment History: Remarks: [TransUnion] [Experian] [Equifax] Charged off account Accounts closed by credit grantor
2. SST/CIGPF1CORP Account No.: xxxx Condition: Derogatory Balance: $1325 Type: Credit Card Pay Status: Collection/Chargeoff Past Due: $1325 High Balance: $1325 Terms: Limit: $0 Payment: $0 Opened: 11/14/2001 Reported: 06/16/2008 Responsibility: Individual Late Payments (last 7 years): 30 Days Late: 0 60 Days Late: 0 90 Days Late: 24 Two Year Payment History: Remarks: [TransUnion] Collection Account Placed for collection [Experian] Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department. [Equifax] Collection account Credit card
I'd get more info first. Try pulling your reports directly from each CRA and you may be able to piece together a full acct. number, addresses, dates, etc. by which to compare.
They are related. There's other posts in here about them.
