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The law office of Edwin Abrahamsen just sent me a letter telling me i owe them 1300 dollars and that i should really use my tax return to pay off the debt. Im not sure if this debt is even mine. (says origanal creditor is household bank) When i check my report it says the HSBC has transferred the account so i guess they may have picked it up. EAA Law has not reported to the CAs yet. How do you think i should handle this?
(I have the money)
-Should i call them and tell them ill pay it just dont report it? (get it in writing before i pay if course)
-Should i send a PFD (Not sure if i should they did not report)'
-Send a validation letter?
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Thx for the help guys!
I would send a DV. If this was the first contact, then the DV would be considered timely. How old is the debt?