ELAN finally gone

[JustinS]

Ok well maybe not completely gone they're still on EQ until they get done with their "dispute" process (we all know how EQ is about removals). Got stuck out of work for roughly 2yrs a long while ago (read as roughly 8-9 years back) and obviously been picking up the pieces since. Long story short since then got all derogs cleaned up and/or goodwilled off except for ELAN (they wouldn't budge and CRAs wouldn't either). Since then have bought a house and gotten married and now finally ELAN is kicking the bucket off of TU and EX.

Anyone who's getting discouraged this is yet another success story of calling TU for an early deletion - just be certain and talk to the right person... a lot of their front line reps don't have access to do actual removals directly - had to get transferred to a supervisor myself to have it taken care of.

[dursty87]

Congrats. I think TU and EXP are the easiest to get early exclusions from. However EQ wasn't as nice to me

[alvon123]

congrats

[JustinS]

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@ssondubs wrote:
Congrats. I think TU and EXP are the easiest to get early exclusions from. However EQ wasn't as nice to me

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Yeah but one has to try right? In any case EXP actually had removed it before I called (my triple pull with privacyguard from last month still had it shown so must of been literally days ago). Regardless with EX doing the removal already I figured I should have good luck with TU (once I got through to a supervisor was a non-issue). Hopefully EQ doesn't play hard ball on me - as if they do I'll be stuck filing complaints/etc against EQ directly.

[JustinS]

With a CFPB complaint against Equifax finally got this erroneous ELAN debt off all 3 of my files. Only took forever but I guess good things come to those who wait does have meaning at times