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EOS-CCA Deleted

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Valued Member

EOS-CCA Deleted

I sent this email to EOS-CCA last week and today I received a letter from them informing me that they instructed the CRA's to delete this account from my CR. If anyone needs the contact info for this company, please send me a pm.

 

Good Morning,

 

I pulled my credit bureau report from Equifax, and I discovered that you claim I owe you a debt account number 1031XXXX. Under § 809 of FDCPA, I am requesting validation of the debt, which includes a copy of the debt or judgment for which you are collecting.

 

If your company validates this account, I am willing to pay this account IN FULL (or settlement percentage) if you agree to immediate deletion of this account from any and all credit reporting agencies (Equifax, Experian and TransUnion). The purpose of this settlement is merely to have this item removed from my credit files. It is not to be construed as an acknowledgment of liability for this debt in any form.

 

Respectfully,

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Message 1 of 272
271 REPLIES
Contributor

Re: EOS-CCA Deleted

Nice! I recently did the same thing after discovering I had an AT&T collection acct. with the help of a member on here, this forum is a treasure!
Message 2 of 272
New Member

Re: EOS-CCA Deleted

Yes please... I need the email.  tysm

Message 3 of 272
Moderator Emeritus

Re: EOS-CCA Deleted

Excellent!   Congrats!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 272
New Contributor

Re: EOS-CCA Deleted

Please provide me this information I have sent several requests yet have received no responses. Thank you!
Message 5 of 272
Valued Contributor

Re: EOS-CCA Deleted


ficochat wrote:
Please provide me this information I have sent several requests yet have received no responses. Thank you!

Sorry FICOCHAT; I must have missed you when you sent your first request.

 

I have emailed you my contacts

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 6 of 272
New Member

Re: EOS-CCA Deleted

I recently moved from one state to another and stayed with my folks for a few months during the transition.  I just found out that EOS CCA reported me to all three CB’s for a debt that belongs to my dad. I spoke to EOS CCA, filed disputes with CBs and just received a letter from Experian that the account will remain on my report. Please, send me the contact information at EOS CCA.

Message 7 of 272
Established Member

Re: EOS-CCA Deleted

Where or who did you send that to. I have a $966 debt from eos cca


Starting Score: TU 594 - EX 550
Current Score: TU 594 - EX 550
Goal Score: 720

Take the FICO Fitness Challenge
Message 8 of 272
Valued Contributor

Re: EOS-CCA Deleted


DeC wrote:

Where or who did you send that to. I have a $966 debt from eos cca


I have PMed you the details and the contacts

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 9 of 272
Established Contributor

Re: EOS-CCA Deleted

Congrats

Message 10 of 272