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Established Member
Posts: 19
Registered: ‎06-03-2012
0

EOS-CCA Deleted

I sent this email to EOS-CCA last week and today I received a letter from them informing me that they instructed the CRA's to delete this account from my CR. If anyone needs the contact info for this company, please send me a pm.

 

Good Morning,

 

I pulled my credit bureau report from Equifax, and I discovered that you claim I owe you a debt account number 1031XXXX. Under § 809 of FDCPA, I am requesting validation of the debt, which includes a copy of the debt or judgment for which you are collecting.

 

If your company validates this account, I am willing to pay this account IN FULL (or settlement percentage) if you agree to immediate deletion of this account from any and all credit reporting agencies (Equifax, Experian and TransUnion). The purpose of this settlement is merely to have this item removed from my credit files. It is not to be construed as an acknowledgment of liability for this debt in any form.

 

Respectfully,

Contributor
Posts: 141
Registered: ‎02-11-2012
0

Re: EOS-CCA Deleted

Nice! I recently did the same thing after discovering I had an AT&T collection acct. with the help of a member on here, this forum is a treasure!
New Member
Posts: 2
Registered: ‎10-05-2012
0

Re: EOS-CCA Deleted

Yes please... I need the email.  tysm

Moderator
Posts: 13,648
Registered: ‎04-15-2011
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Re: EOS-CCA Deleted

Excellent!   Congrats!!!



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New Contributor
Posts: 51
Registered: ‎03-07-2012
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Re: EOS-CCA Deleted

Please provide me this information I have sent several requests yet have received no responses. Thank you!
Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
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Re: EOS-CCA Deleted


ficochat wrote:
Please provide me this information I have sent several requests yet have received no responses. Thank you!

Sorry FICOCHAT; I must have missed you when you sent your first request.

 

I have emailed you my contacts

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
New Member
Posts: 3
Registered: ‎10-12-2012
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Re: EOS-CCA Deleted

I recently moved from one state to another and stayed with my folks for a few months during the transition.  I just found out that EOS CCA reported me to all three CB’s for a debt that belongs to my dad. I spoke to EOS CCA, filed disputes with CBs and just received a letter from Experian that the account will remain on my report. Please, send me the contact information at EOS CCA.

Established Member
Posts: 18
Registered: ‎10-12-2012
0

Re: EOS-CCA Deleted

Where or who did you send that to. I have a $966 debt from eos cca


Starting Score: TU 594 - EX 550
Current Score: TU 594 - EX 550
Goal Score: 720

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Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: EOS-CCA Deleted


DeC wrote:

Where or who did you send that to. I have a $966 debt from eos cca


I have PMed you the details and the contacts

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: EOS-CCA Deleted

Congrats

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