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Contributor
Shinoga
Posts: 99
Registered: ‎06-04-2012
0

EOS-CCA HELP!!!!

Hello,

 

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: EOS-CCA HELP!!!!

I would suggest sending a PFD.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


Shinoga wrote:

Hello,

 

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!


Check your PMs; I sent you information..

 

And yeah, as shogun said, PFD.. and use the email addys I sent you

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Contributor
Shinoga
Posts: 99
Registered: ‎06-04-2012
0

Re: EOS-CCA HELP!!!!

ok will do..thank you


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

New Contributor
windupbird
Posts: 61
Registered: ‎09-05-2012
0

Re: EOS-CCA HELP!!!!

Can someone please PM me the EOS-CCA info....many thanks!

New Contributor
windupbird
Posts: 61
Registered: ‎09-05-2012
0

Re: EOS-CCA HELP!!!!

Hello, can someone please PM me the contact info?  Many thanks!

Contributor
Shinoga
Posts: 99
Registered: ‎06-04-2012
0

Re: EOS-CCA HELP!!!!

Thank you so much for  your help. I received a response at 7:00 am the following day after I sent them an email that they closed the account and will delete all tradelines.4 days later I checked my CR, they are now deleted and got a 20 point jump!!! 


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: EOS-CCA HELP!!!!

Awesome outcome.  Congrats!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
lsjohns00
Posts: 66
Registered: ‎10-22-2007
0

Re: EOS-CCA HELP!!!!

Hello,

 

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

 

thank you


Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720


Take the FICO Fitness Challenge

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


lsjohns00 wrote:

Hello,

 

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

 

thank you


Sent!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX

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