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EOS-CCA HELP!!!!

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Shinoga
Regular Contributor

EOS-CCA HELP!!!!

Hello,

 

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Message 1 of 224
223 REPLIES 223
Shogun
Moderator Emeritus

Re: EOS-CCA HELP!!!!

I would suggest sending a PFD.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 224
rckstrscott
Valued Contributor

Re: EOS-CCA HELP!!!!


@Shinoga wrote:

Hello,

 

I have an old AT&T cell phone bill trying to be collected by EOS-CCA, I sent them a DV letter and they responded 3 months later with a copy of my at&t bill reflecting the balance owed, this cell phone account was back in 10/2007....What steps should I take now , I tried looking up SOL's on cell phone bills are 2 yerars..I live in Illinois and they are the only major hurdle from me getting my home loan. Any help would be appreciated!!


Check your PMs; I sent you information..

 

And yeah, as shogun said, PFD.. and use the email addys I sent you

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 3 of 224
Shinoga
Regular Contributor

Re: EOS-CCA HELP!!!!

ok will do..thank you


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Message 4 of 224
windupbird
New Contributor

Re: EOS-CCA HELP!!!!

Can someone please PM me the EOS-CCA info....many thanks!

Message 5 of 224
windupbird
New Contributor

Re: EOS-CCA HELP!!!!

Hello, can someone please PM me the contact info?  Many thanks!

Message 6 of 224
Shinoga
Regular Contributor

Re: EOS-CCA HELP!!!!

Thank you so much for  your help. I received a response at 7:00 am the following day after I sent them an email that they closed the account and will delete all tradelines.4 days later I checked my CR, they are now deleted and got a 20 point jump!!! 


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Message 7 of 224
Shogun
Moderator Emeritus

Re: EOS-CCA HELP!!!!

Awesome outcome.  Congrats!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 224
lsjohns00
New Contributor

Re: EOS-CCA HELP!!!!

Hello,

 

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

 

thank you


Starting Score: 565
Current Score: EQ 653, TU 657, EX 656 Lender Pull (MyFico)
Goal Score: 720


Take the FICO Fitness Challenge

Message 9 of 224
rckstrscott
Valued Contributor

Re: EOS-CCA HELP!!!!


@lsjohns00 wrote:

Hello,

 

Can you please pm me as well. I have a collection that just hit for a AT&T bill from my ex wife back in 2008.

 

thank you


Sent!

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 10 of 224
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