Credit Cards Center Credit cards from our partners
Reply
New Visitor
Posts: 4
Registered: ‎10-17-2012
0

Re: EOS-CCA HELP!!!!

Hello... I just received notice via Credit Karma a collection account was placed on my credit from EOS-CCA - I believe the account they are trying to collect is well over 3 years old and from Cingular/AT&T. This is the first collections I have had placed on my credit in over 5 years and now its wrecked my score. How can I get this resolved quickly without ruining my chances of buying a home in 2013? I do not remember receiving any correspondance from EOS-CCA prior to this account being placed on my credit, how is it possible they can do this without even trying to contact the consumer? Thank you for any help that can be provided.

New Member
Posts: 1
Registered: ‎10-16-2012
0

Re: EOS-CCA HELP!!!!

Does anybody know how to contact with EOS CCS with PFD? Thanks very much.

New Member
Posts: 2
Registered: ‎10-15-2012
0

Re: EOS-CCA HELP!!!!


linhao wrote:

Does anybody know how to contact with EOS CCS with PFD? Thanks very much.


I sent EOS CCA a PFD in 2011 for an AT&T mobility collection.  They never responded, but a couple of weeks later, the accounts dropped off all CRAs.  I assumed that was the end of it because the account is fraudulent, but I received a collection notice via snail mail (originally sent to an address I have not permanently lived in for over 6 years) on October 5.  I sent a debt validation letter two days later, received no response, and the account is again being reported to all three CRAs.

 

I filed a complaint with the BBB on Monday which, based on the feedback on their site, seems to be effective about 90% of the time.  I recommend trying that over a PFD.

Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


zonda600 wrote:

linhao wrote:

Does anybody know how to contact with EOS CCS with PFD? Thanks very much.


I sent EOS CCA a PFD in 2011 for an AT&T mobility collection.  They never responded, but a couple of weeks later, the accounts dropped off all CRAs.  I assumed that was the end of it because the account is fraudulent, but I received a collection notice via snail mail (originally sent to an address I have not permanently lived in for over 6 years) on October 5.  I sent a debt validation letter two days later, received no response, and the account is again being reported to all three CRAs.

 

I filed a complaint with the BBB on Monday which, based on the feedback on their site, seems to be effective about 90% of the time.  I recommend trying that over a PFD.


The contacts I have been giving out also work about 90 percent of the time, and without PFD or sending them a dime..

 

I think what it boils down to, is they purchased a huge portfolio of ATT debt, and their documentation is suspect because most people report not having an ATT account (although alot of the debt is Cingular prior to the merger)

 

BBB complains, emails, whatever it maybe, seems to work because they know that YOU know the rules... they can ignore letters in the mail, or claim they never got them, but the emails and complaints seem to find the rigth people..

 

Good work on the BBB complaint. If that doesn't work I have some additional contacts.. the email contacts seem to take about 3-10 days to get things done, I got three more PMs today from reporting it was deleted!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Member
Posts: 17
Registered: ‎10-16-2012
0

Re: EOS-CCA HELP!!!!

I have also submitted a BBB complaint today. Not sure how long it takes to gain some traction. I will let you guys know when I have an update. Is it possible for you to PM me the details as well. Thanks!

Regular Contributor
Posts: 127
Registered: ‎07-09-2012
0

Re: EOS-CCA HELP!!!!

Yes, thanks to rckstrscott and the contacts he provided I got the delete! WHooo Whooo!

New Visitor
Posts: 4
Registered: ‎10-17-2012
0

Re: EOS-CCA HELP!!!!

What did you do? I so want this gone!

New Member
Posts: 2
Registered: ‎09-13-2012
0

Re: EOS-CCA HELP!!!!

Hi, I'm kind of new here, so I hope I don't unintentionally violate any mores here, but I too have just been hit with an unexpected collection from EOS-CCA, also from an old AT&T bill. It is one I had successfully removed a year ago from Enhanced Recovery (it's fraudulent), but EOS to date has not responded to my validation request. I'm not interested in asking for a PFD, as they are wanting $2000! Could I please have those contacts that work so well?

Thanks in advance!

Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


blodakse wrote:

Hi, I'm kind of new here, so I hope I don't unintentionally violate any mores here, but I too have just been hit with an unexpected collection from EOS-CCA, also from an old AT&T bill. It is one I had successfully removed a year ago from Enhanced Recovery (it's fraudulent), but EOS to date has not responded to my validation request. I'm not interested in asking for a PFD, as they are wanting $2000! Could I please have those contacts that work so well?

Thanks in advance!


Sent to both!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Member
Posts: 6
Registered: ‎10-18-2012
0

Re: EOS-CCA HELP!!!!

Please sent pdf, thank you in advance.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.