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New Member
jennguz
Posts: 4
Registered: ‎10-29-2012
0

Re: EOS-CCA HELP!!!!

[ Edited ]

YAY!!  It worked for me too!  I filed the complaint on 10/30/12 and already got a reply email with the resolution today!

 

Dear JennXXXXXX :

This notification is in regards to your complaint submitted on 10/30/2012 4:18:42 PM against Collecto, Inc.. Complaint # 9280050.

The business has sent BBB a message regarding your complaint. The contents of this message are below or attached.

Message from Business:

November 1, 2012
 
 
Re:       Complaint ID: 9280050 | JennXXXXXX
            EOS CCA #: 20-XXXXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #: 337XXXXXXXXX
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012. As of 10/30/2012, the account has been closed as paid in full, and as such, our office will not contact Jennxxxxxx any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14368.
 
Sincerely,
edited

Compliance Assistant

Please respond to this message within 10 days.

Thank you.
Better Business Bureau

 

I'm so excited!  Now just curious to see how long before the credit bureaus actually remove it.  Anyone know?

   
New Contributor
Dexter80
Posts: 76
Registered: ‎10-25-2012
0

Re: EOS-CCA HELP!!!!

Submitted a BBB complaint.  Fingers crossed. 

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


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Established Member
mdotwhite
Posts: 16
Registered: ‎10-24-2012
0

Re: EOS-CCA HELP!!!!

Awesome work guys. This proves that this forum can help anyone get the results they desire.

New Contributor
Dexter80
Posts: 76
Registered: ‎10-25-2012
0

Re: EOS-CCA HELP!!!!

Sent out DV, e-mailed the contacts - no reply.  Read someone's success story re: complaining to BBB - SCORE!  Just got this!

 

EOS CCA #: 20-487XXXXX | US Asset Management
            Original Creditor: AT&T Mobility | Creditor Account #:
 
 
Dear BBB:
Our client, US Asset Management, placed the above referenced account with our office on 8/13/2012.  The account has since been closed, and as such, our office will not contact ---- any further.  We have notified the credit bureaus to delete the above referenced account from their records.
If you have any questions or concerns, please contact my office at 800-886-9177, extension 14348.

 

 

I literally teared up when I read this.  THANK YOU MYFICO FORUM!!!

 

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


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Regular Contributor
vabound
Posts: 147
Registered: ‎03-21-2012
0

Re: EOS-CCA HELP!!!!

This is great! Please post when the accts actually delete. Mine took a week to delete from transunion and ex but EQ is reporting it as paid.....waiting another week before dealing with eq
Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
New Contributor
Dexter80
Posts: 76
Registered: ‎10-25-2012
0

Re: EOS-CCA HELP!!!!

I was thinking about being proactive and sending a copy of the complaint with promised settlement of deletion to each credit bureau.  It couldn't hurt right?

Dec 2012: EX 728/EQ 667/TU 731 VANTAGE 731 CreditKarma 628 UTL >5% Wallet: CapOne $300 - First P $300 - Lowes $300 - Old Navy $400 - JCP $200 - Amazon $1,200 - Macy's $300 - NFCU cashRewards card $7k - PayPal MC $2k -Walmart $900 Successes:  EOS-CCA BBB Complaint - GONE Progressive Mgmt Sys DV, Dispute/Insurance Dispute - GONE IC Systems DV,Paid OC,GW - GONE Credit Protection Assoc - CA for BrightHouse - Never Had BH - BBB - GONE Battling: Verizon DV - none, BBB - in progress  CRA Dispute - in progress


 


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Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


Dexter80 wrote:

I was thinking about being proactive and sending a copy of the complaint with promised settlement of deletion to each credit bureau.  It couldn't hurt right?


It can take a couple weeks to actually be removed from the report.. keep in mind, usually consumer reports can be a couple days behind when the actual information was placed on the file/removed from the file..

 

It took almost 3 weeks to obtain the removal..

 

Seems like the BBB approach has been working for people, that is awesome. When I tried removing in 2011 they ignored my complaint completely haha

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
New Member
LoriMae13
Posts: 5
Registered: ‎10-29-2012
0

Re: EOS-CCA HELP!!!!

Scott helped me too! So thankful!!

 

I emailed them on October 29th and by November 1st I had three correspondence. Like the others above, I was sent an email with an attached letter showing the date EOS CCA received the account and that the account is now closed, I will no longer receive any contact from them and they have notified the 3 credit bureaus to delete the referenced account!

 

I have been dealing with these people for five years now and I am so incredibly grateful to have them off my back! Thanks Scott!

 

Lori

Valued Contributor
rckstrscott
Posts: 2,660
Registered: ‎04-25-2011
0

Re: EOS-CCA HELP!!!!


LoriMae13 wrote:

Scott helped me too! So thankful!!

 

I emailed them on October 29th and by November 1st I had three correspondence. Like the others above, I was sent an email with an attached letter showing the date EOS CCA received the account and that the account is now closed, I will no longer receive any contact from them and they have notified the 3 credit bureaus to delete the referenced account!

 

I have been dealing with these people for five years now and I am so incredibly grateful to have them off my back! Thanks Scott!

 

Lori


Yay! So very happy for you!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
New Member
LoriMae13
Posts: 5
Registered: ‎10-29-2012
0

Re: EOS-CCA HELP!!!!

Checked my credit report today and it has already been taken off of Equifax and Experian!


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